Okay, I better go back to my office now.
Playing the lottery with you was a lot of fun.
Manual or automatic.
Gosh, gosh. You should go, Mr. Kang.
Okay.
By the way,
there was something strange.
What was it?
At the time, there was a rumor...
about this area going into redevelopment.
Of course, it didn't happen.
- And? - If it went into redevelopment,
then they wouldn't have needed the loan.
What does that have to do with the loan?
Because that person...
got a loan to build a building.
Who would put up a new building on the property...
that's going to be redeveloped?
Wouldn't some people do that to get a bigger compensation?
Well, that's a possibility,
but it'd be too risky...
to get a loan to build a building...
just based on a rumor.
On top of that, the bank tellers got some land as collateral...
so they approved a bigger loan for her.
Could the loan be so big when the collateral value isn't as much?
It's not easy.
The branch manager...
wouldn't be able to approve it right away.
It will take some time from the Evaluation Department too.
I'm sure there were many problems.
Maybe that's why the person who was in charge quit.
Who was in charge?
Just a second.
I wrote down the person's name.
Here it is. "Shin Hyun Do".
It was Shin Hyun Do.
Shin Hyun Do's apology?
She says she'll forgive everything if he comes to apologize.
However, where can we find him?
- I know where. - What?
Hangang Credit Information.
- Hello. - You jerk.
Did I borrow money from you?
I borrowed money from the credit card company.
Why do you keep on calling me, demanding money?
That's not it, sir.
I... Hello?
- I'm sorry but we can't approve. - This is the package...
- Yes, of course. - Yes, ma'am.
(Audit Office)
- Gosh. - I'll get going now.
Thank you. Thank you.
Did he say anything else after I left?
Well,
he just went around once then went upstairs.
I see. Okay.
All right, this is for next week.
Okay, let's see.
Okay.
(Lottery)
I believe the audit office...
recently did an audit on security.
But it looks like their security is poor...
around their internal secrets.
Did you happen to see it?
Since when did Mr. Noh investigate this?
I looked at it in detail, and it was only a coincidence.
You can consider it as a regular civil complaint.
It better be.
If the D1 Plan leaks out to the world...
and someone gets hurt by it,
then whoever that may be...
will try to take down...
Daehan Bank with them.
It'll cause a great problem.
Daehan Bank's...
dignity and reputation will hit rock bottom.
I'll make sure that doesn't happen.
Is it you who came for me?
Mr. Shin Hyun Do?
- Yes, that's me. - I see.
I'm an auditor at Daehan Bank. My name is Noh Dae Ho.
- An auditor? - Yes.
It's been a while since I quit Daehan Bank.
Why did you want to see me?
Do you remember the old lady...
that ran a blood sausage soup restaurant?
An old lady that runs a blood sausage soup restaurant?
Ma'am.
I have to go back to the office because lunch time is over.
I'll come visit when I'm off.
Thank you.
You...
listened to my story and looked after me.
It's nothing.
Also, you'll be discharged in a few days.
I'll help you get organized.
Also, Mr. Noh will call his driver...
to help you get home.
Thank you.
I believe you were the one in charge of giving her the loan.
I'm hoping you could tell me how the process went in detail.
Excuse me.
I no longer work for the bank.
Even if you're the auditor,
you can't call me out when I'm at work.
You have no right to do this.
I'm sorry.
I apologize if I was rude.
Forget it. You should just leave.
It's the busiest time right now.
When can I come back to listen to your story?
Sir.
There's no way I'll see you again.
It's not like I have good memories about Daehan Bank.
It's all in the past. I don't want to talk about it.
You know that her husband died, don't you?
What? What did you say?
I believe it was partially due to the shock...
when her son was arrested.
Her husband died,
and her son was arrested?
Why are you telling me this?
Are you telling me to feel guilty?
I just thought you probably wouldn't know.
Anyway, that's what happened.
What about the old lady?
- What about her? - She's at the hospital.
Is she by herself?
Yes.
Actually, I wasn't going to say this,
but the old lady...
demands that you give her an apology.
I don't know what the exact reason is.
That's why I decided...
to come and see you in person to ask what happened.
It still doesn't have anything to do with me.
Thanks to that, I'm suffering here after quitting the bank.
Please don't ever come find me again.
Auditor Noh!
I looked through the loan document of the lady,
and I couldn't find anything particular.
There's nothing wrong with it.
The Yongbuk Branch manager told me...
the loan was bigger than the collateral.
What? Really?
If you already checked,
then why did you tell me to do it?
To cross-check, okay?
Why don't you step back, okay?
I'm sorry to bother you.
She's getting out of the hospital soon.
I told Mr. Park to help her out as you told me.
Good job, Ms. Jang.
Anyways, the document was solid.
And all the staff quit,
so there's nothing to check, really.
Well...
I feel like this isn't over.
All right, fill up your glasses.
What's more to life?
We drink and we die here!
Let's keep it up, gentlemen!
- Cheers! - Cheers!
- Cheers! - Yes!
- Let's drink! - Nice!
Let's drink to death, people!
To the death!
Thank you.
Can we talk for a minute, Vice President?
Where do you belong to?
I'm a freelancer.
A freelancer?
I don't remember inviting a freelancer.
It was my junior who was invited.
He thought I would be more interested,
and set up a meeting.
So, what did you want to tell me?
Maybe I've been a freelancer for too long.
I'm having a hard time remembering...
whether it was fine with the reporters to drink this much,
since there's the Kim Young Ran Act and all that.
Is that why you're here?
All right, go and write about it.
Aren't you curious about who's watching Kang Sam Do's back?
What are you saying?
I've been tracking down...
the connection between the political and financial world.
And I was lucky enough to find out...
some of Kang Sam Do's secrets.
And that's why I'm here.
Aren't you curious about who's watching Kang Sam Do's back?
Why don't you get more creative, Mr. Freelance Reporter?
And stop following the tracks of Kang Sam Do.
Why did you think I'd be interested in who's watching his back?
I'm the Vice President of Daehan Bank.
Kang Sam Do is still the President of our bank.
Do you hear what I'm saying, Mr. Freelance Reporter?
I've been watching you since your entrance to your exit,
and even your splendid return back to Daehan Bank...
all along.
Vice President Lee, I thought you'd be different,
after seeing how you've dismissed a number of executives right away.
I'm disappointed in you.
What the heck are you talking about?
So what you're saying is...
I should show my hostility against Mr. Kang in front of the press?
I'm wasting my time here.
Think of this information as a return for today's drinks.
Bae Dong Seok from Seomin Policy Institute.
Remember this name.
If anyone stabs you from behind,
the chance of it being Mr. Bae, who's affiliated with Mr. Kang,
is almost 99 percent.
(Bae Dong Seok from Seomin Policy Institute)
You've done a great job.
Take your friends out to eat with this.
Thank you very much.
I've been thinking...
and I can't leave the position of Ms. Do empty for so long.
I did tell Vice President Lee...
to help you with it.
But I think it's time...
for me to pick one.
I see.
How about you fill the spot as head of the HR Department?
What do you say?
What?
His favors are poisonous, so don't accept it outright.
I...
I'm afraid I might not be the one.
What do you mean?
I lack the capability, knowledge, and experience...
to be the head of Daehan Bank's HR Department.
I'm just not good enough.
You're a modest woman.
Do you really think you're not good enough?
Yes, President Kang.
All right, you can leave now.
That was unexpected.
She's very wise, Director Han.
I hope I wasn't...
being played by Vice President Lee.
Here we are, sir.
This is the building you told me to find.
I'll find a way home.
You can go home now.
Yes, Mr. Lee.
Bae Dong Seok from Seomin Policy Institute.
Remember this name.
If anyone stabs you from behind,
the chance of it being Mr. Bae, who's affiliated with Mr. Kang,
is almost 99 percent.
How may I help you?
I'm here for Mr. Bae Dong Seok.
- The Chief of Administration? - Right.
- Do you have an appointment? - No.
Tell him that I'm from Daehan Bank.
Look who it is.
I'm surprised to see one of President Kang's men.
He could've talked on the phone.
President Kang Sam Do?
Is he really affiliated with this man?
I don't think I've seen you before.
Right, what is wrong with me?
Vice President Yook was fired a while ago.
I'm Bae Dong Seok.
Mr. Kang must have sent you to meet me for the first time.
It's nice to meet you.
He knows about Mr. Yook?
Hey, kid.
This isn't a staring contest.
From now on,
you will take your hands off on everything related to Daehan Bank.
As long as I'm in Daehan Bank,
I will not overlook any of the...
abnormal actions.
Believe me when I say this. This is a warning.
Who the heck is that?
Look around and let me know.
Yes.
You go ahead.
Hold on.
What is it?
Did you send anyone from the bank?
What?
Who?
We never sent anyone.
Some guy just came by saying that he was from the bank.
And he's telling me to take my hands off of Daehan Bank.
- What? - Who the heck was that?
I bet it's Noh Dae Ho.
It's Noh Dae Ho.
What? Who's Noh Dae Ho?
He's an auditor of our bank.
I think he's investigating our D1 plan.
Well, you should've taken care of it!
What were you doing until now? He's on me now!
He's an auditor. Even the President can't touch him.
I told you we needed to execute as soon as possible.
You let this happen after delaying your work.
He wasn't part of the plan,
and we didn't know this would happen!
If the auditor knows about me,
it means it's been going on for too long.
Just so you know, I'll take care of this.
What do you mean?
You'll go ahead with this alone?
Rather than waste time doing nothing like you guys,
it's better if I deal with it.
I'm hanging up.
Your food's here.
Enjoy.
Eat all you want.
(Soju)
It's not the same without this, is it?
You shouldn't be drinking during work hours.
You bankers must have it easy these days.
I didn't ask for it, did I? He brought me a bottle.
Even if he did, you should've said no thank you.
You were going to drink it anyway.
Come on.
If you want a drink,
come here after work hours, after the bank closes.
Then I'll bring you a whole crate of soju.
- Do you mean that? - I mean it.
Would I lie to you?
- What? - What!
I'll go and close the bank right now and come back.
Don't be silly.
Eat up and go back to work.
- Mr. Shin. - Yes?
Come and see me.
You know...
the blood sausage soup place on the road, don't you?
Well, kind of.
What's the matter?
Take care of a loan.
Pardon?
Their business is doing pretty well.
Why would they apply for a loan?
If this loan goes through,
I'll adjust the cut-off point so that...
you meet your annual loan target.
You will really?
Can you really do that, sir?
I can. Handle the loan.
But...
what should I say it's for when there is no demand for funds?
Everything has been arranged.
You arrange for the loan and get the building built.
We can say...
we'll guarantee that the stores will be leased out.
Pardon?
Is that possible?
You don't have to worry about that.
Get them to take out the loan.
- Okay? - Yes, sir.
The old lady...
demands that you give her an apology.
I don't know what the exact reason is.
Where do you think you're going?
I'm...
determined to...
get your apology.
You can't just walk off.
Before my husband died,
he left a message for you.
Come and hear it.
Don't blame Hyun Do.
Hyun Do.
Don't blame him.
He just works for a salary.
He only did what his company told him to do.
If you want to blame someone,
blame me.
Okay.
How could you not visit once...
to his graveyard?
That's why I said...
I wanted you to apologize.
I'm so sorry.
I'm sorry, ma'am.
Sorry.
Mr. Shin.
I transferred you to inbound because...
your outbound performance was good.
Are you slacking off after just a few days?
Don't you see the calls flooding in?
Hey. Come back.
Get back here. Mr. Shin!
(Auditor Noh Dae Ho)
That's the list of...
closed branches that had connections with Senior Director Do.
Five branches other than the Gongju branch...
were closed for no reason.
(List of Closed Branches)
(Daehan Bank)
Mr. Shin Hyun Do.
I will tell you everything.
I visited the old lady yesterday and apologized.
It's very late, but I want to reveal the truth.
What is this?
Just a few years ago, a private enterprise...
was put in charge of...
a large-scale development plan.
If word got out, the price of the land...
would obviously skyrocket.
So over a long period of time, small parcels of land...
were quietly bought up by corporate bodies.
If I remember correctly,
the developer was Seomin Finance.
The corporate body was a place called Seomin Agency.
- Seomin Agency? - Seomin Agency...
We thought it would be easy,
but a problem arose.
The plot in the center.
The owners here refused to sell the land,
no matter what happened.
This plot that the developer really had to purchase...
was the old lady's blood sausage soup restaurant.
Ma'am, I think we have to leave.
Something came up and Mi Ho's running late.
So the developer changed tactics.
They decided to take it from them.
They pressured the couple into taking out a loan...
to build a building.
The one to convince them...
was me.
The family gave into my persuasion...
and took out a loan and built a building.
But for some reason, no one moved in.
And the old couple were unable to pay back their loan principal.
The land they'd given up as collateral...
was auctioned off.
They lost everything.
How could a bank take the lead...
to do something worse than robbery?
When did you realize that what you were doing was wrong?
I didn't dream that...
what I was doing would...
cause the family harm.
The seat you're sitting in now...
is where Mr. Noh sits.
This is where...
the high and powerful people sit.
There's no designated place...
for the high-up or the low-down.
That's true.
Whoever sits there is high up.
That means that right now, I'm higher up than you.
Yes.
But there was a variable that even they hadn't thought of.
What was that?
Somehow, rumors spread that there would be a large development.
Too many people participated in the auction to bid for the plot.
The developers barely won the plot by putting up over twice of what...
they had expected to pay.
It's not like...
they can get back the land they lost.
That's true. But...
they weren't able to change the division registration.
Because...
the loan we gave out was worth more than the land,
so the plan was to take the land that was the collateral,
and then get a provisional attachment on the building.
But because they paid double just to get the land,
the loan was fully repaid,
and the building which was under division registration...
had legal superficies.
Therefore, they weren't able to touch it.
So they got the land,
but not the building built on it.
Yes.
It's fortunate that...
the old lady still has that.
If she can get tenants to lease her property,
then she might survive the worst.
Who is this "they" that...
you keep referring to, Mr. Shin?
Seomin Finance...
and whoever is behind them.
Ms. Higher-up, who's sitting in a special seat.
You're almost home.
Right over that hill...
What's that bright light and smoke?
I don't know...
who exactly those people are.
The branch manager at the time...
knows for sure.
I'm positive.
Bad news. The old lady's building is on fire.
- Mister. - This is terrible.
Oh, no. What is happening?
What now?
What should I do now?
Mister!
Oh, no. This is terrible.
Oh, no...
- Ma'am! - Ma'am!
- What should I do? - Ma'am.
- What am I to do? - Ma'am.
What should be done now?
What do we do?
At an area that was redeveloped for the better of the community,
someone will lose their living foundations.
When they can't pay back the loan,
their houses will be sold through an auction.
Being kicked onto the streets will feel like...
a bolt from the blue, even if it only happens once.
But here at the bank, it's just one daily operation that happens...
dozens of times each day.
That's why it's our duty to straighten things out...
for the people who were hurt, or who feel wronged...
due to a mistake made by the bank.
(The Banker)
If Daehan Bank is really associated with this case,
we must eradicate the person that was in charge.
This is something that could shake up the foundation of our bank.
What can a mere auditor do?
I'm sure some people will help.
If you go to the office in Seosomun,
many real estate related documents will still be there.
It's partially my fault.
I'll try my best to cooperate with this case.
Mr. Noh. Enough is enough. Just bury it.